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蓉五大银行房贷调查：首套房利率普遍上浮5%-10%

————羊年探市:你节省了多少房贷利息呢?

房天下  作者：媒体中心 叶子  2015-03-03 00:20

[摘要] 2015年新年伊始，一波大利好政策来袭！春节前降准，春节后降息。央行在短时间内频频“放水”，对于房地产来说，是一个重磅利好消息。

 

回想2014年，用业绩惨淡，市场萎靡不振形容一点儿也不为过。即使是取消限购、放松限贷政策也不能让低迷楼市回暖。直到11月降息才将成都楼市推向“小高潮”，有了回暖的迹象。

那么再次降息，成都各大银行贷款利率上浮了多少？给房地产、开发商、购房者带来怎样的福利？近日，记者就带着问题走访了成都多家银行。

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RDER-: windowtext 0.5pt solid;HEIGHT: 24.75pt;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 433pt;BACKGROUND-COLOR: #fcd5b4" height="33" width="577" colspan="6">                   2015年3月成都房贷利率现状调查
RDER-: windowtext;HEIGHT: 45pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: #c2d69a" height="60" rowspan="2" width="93">银行分类RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 89pt;BACKGROUND-COLOR: #c2d69a" rowspan="2" width="119">银行名称RDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 138pt;BACKGROUND-COLOR: #c2d69a" width="184" colspan="2">             首套房RDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: black;WIDTH: 136pt;BACKGROUND-COLOR: #c2d69a" width="181" colspan="2">            二套房
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: #c2d69a" height="24" width="72">首付（成）RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: #c2d69a" width="112">利率(上浮)RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: #c2d69a" width="73">首付（成）RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: #c2d69a" width="108">利率(上浮)
RDER-: black;HEIGHT: 87pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="116" rowspan="5" width="93">国有银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">中国建设银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国工商银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">6%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—15%
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—15%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国农业银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="24" width="119">交通银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: windowtext;HEIGHT: 34.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="46" rowspan="2" width="93">股份制银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">中信银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">光大银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—15%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="24" width="93">城市银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">成都银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">5RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">15%—20%
RDER-: #f0f0f0;HEIGHT: 34.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="46" rowspan="2" width="93">外资银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">汇丰银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20%
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">渣打银行RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10%RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%

成都各大银行房贷调查情况表 （注：基准利率5.35%）

（数据仅供参考，实际以银行执行为准）

首套房利率普遍上浮5%-10% 二套房上浮约10%-20%

记者走访发现，成都各大银行在基准利率基础上都普遍上浮。首套房利率上浮约5%-10%，汇丰银行相对上浮较小；二套房上浮约10%-20%。但其实上浮利率不是一成不变的，会根据诸多因素而调整。据中国建设银行的工作人员介绍，5%为低的上浮利率。根据购房者自身综合条件不同，利率可能还会上调。他进一步解释道，只有在购房者资信情况良好，收入稳定的情况下，可以享受5%的上浮利率。如果资信情况不好，则会在5%的基础上再上浮几个点，并且放款时间也会延长。

而成都五大银行存款利率也出现了相应调整，具体上浮状况如下：

RDER-COLLAPSE: collapse;WIDTH: 450pt" cellspacing="0" cellpadding="0" width="598" border="0">
RDER-: windowtext 0.5pt solid;HEIGHT: 24.75pt;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 450pt;BACKGROUND-COLOR: #fcd5b4" height="33" width="598" colspan="6">                   2015年3月成都五大银行存款利率上浮现状调查
RDER-: windowtext;HEIGHT: 27pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: #f0f0f0;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: lime" height="36" width="114">利率上浮（%）RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 75pt;BACKGROUND-COLOR: lime" width="100">中国建设银行RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 68pt;BACKGROUND-COLOR: lime" width="90">中国银行 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: lime" width="97">中国工商银行RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: lime" width="100">中国农业银行RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: lime" width="97">中国交通银行
RDER-: windowtext 0.5pt solid;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">三个月定期存款RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">19.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 68pt;BACKGROUND-COLOR: transparent" width="90">11.90 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: transparent" width="97">11.90 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">11.90 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: transparent" width="97">11.90
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">半年RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">17.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">一年期RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">16.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">两年期RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">4.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80

成都五大国行存款利率调查情况表（数据仅供参考，实际以银行执行为准）

根据上述表格可以看到五大国有银行均对存款利率做出了调整，高上浮19%。中行、工行、农行、交行调整步调一致，而建行调整幅度更加大一些， 相同的是，建行三年期定存利率也是执行的央行基准利率。

不少业内人士分析，“央妈”频频“放水”，将一定程度上改善楼市预期，未来“量价齐涨”的可能性将会加大。此次降息将进一步刺激购房者的买房热情，也降低了购房者的入市门槛。

而对于开发商来说也是一个利好消息，在资金链整体紧张的情况下，贷款利率下调意味着开发商贷款难度、融资成本将会降低，加之此前存款准备金率下调的利好影响，将一定程度上缓解开发企业资金压力。

标签：降息中国人民银行
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